Bills

If you are renting on your own or sharing with friends, you will have a number of bills to pay. This can seem quite daunting at first, but knowing what you will have to pay really helps, as does having a read of wuu2's budgeting money page.

The most important one will be your rent, as if you don't pay this you won't be able to stay, you will more than likely need a months deposit and a months rent initially, then you will pay monthly on an arranged date.

If you are under 18 you cannot be the liable person for council tax - so check with your landlord how this gets paid. If you are 18 or older double check this with the landlord. For more information go to www.gov.uk/council-tax.

If you have a tv you will also need to sort out a TV licence - this is easy to do and better than getting a fine of up to £1,000 (not including legal costs).

Water, gas and electricity come next, it is a great idea to do some searching around if you have time to get the best deals, the money saving expert website has great information about these providers, so I won't duplicate it here on wuu2.

 Phone/Broadband will probably be on top of most people's lists, but get your main bills set up first and then look at things like this (you could use the wifi hotspots that are around if you need the internet to set up bills or find the cheapest, or remember you can still use computers in libraries too for free) find cheap broadband deals and get the right one for you.

And lastly mobiles - remember to look around for cheap deals before signing a 2 year contract, if you are coming to the end of your contract remember you don;t have to stay with the same provider, look around and find the best deal for you, or remember more often that not they want to keep you as a user so tell them if you have seen better deals they may be able to match it! (no promises, but it's worth a try)

If you have any tips for other young people send it in to the wuu2 website and we can pass these on.